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2019 Medicare Part D Notice
In preparation for the Medicare fall open enrollment period, employers sponsoring group health plans that include prescription drug coverage are required to notify all Medicare-eligible individuals whether such coverage is creditable. Creditable coverage means that...
Meet RogersGray…
We have some exciting news to share... Yesterday at our annual employee outing we launched our new brand identity and logo – meet RogersGray!“The move to amend our name was not taken lightly – we’re a 113-year-old company with strong roots in Massachusetts and great...
MA RMV Driver Verification Service; Employee License Screening
The Frightening Truth for Cape Cod Airbnb Hosts
Cape Cod is ripe for a home rental platform like Airbnb and we’ve seen an increase in this type of online, on-demand business model in our beautiful little beach community. There are some considerations to take into account however before you become a host – with...
How can I reduce the cost of Worker’s Comp Coverage?
If you run a business, you probably know by now that worker’s compensation coverage is required by most states. Massachusetts is one of the states that requires employers to have workers comp. All employers operating in Massachusetts are required to carry workers’...
Insurance for Each of Life’s Stages
As you grow and change, so does your need for insurance coverage. There are many major events and stages in a person’s life, and there’s different insurance for most of them. 35 year old you is much different than 16 year old you, and your insurance policies should...
Ransomware | The Virtual Threat to Every Business
It's easy to do a quick online search and find stats on some of the more prominent ransomware attacks and the costs that these companies have incurred from such attacks. But what about the 58% of cyber attack victims that are on the smaller side with fewer...
The Surprising Costs of a Cyber Attack
Last month I shared some insights on cyber insurance and how to identify potential gaps in your business's coverage. This time around, I want to share some thoughts on business interruption coverage... more specifically how businesses are impacted by a cyber-related...
HR Alert | Delay and Temporary Increase for PFML Contributions
On June 11, 2019, Governor Baker and the Massachusetts legislature agreed to extend by three months the July 1, 2019 starting date for employers to begin taking employee payroll deductions and making employer contributions to MA Paid Family Medical Leave (PFML). The...
“Praxis” – How belief in change can lead to positive Health Insurance results in MA
The word “Praxis” is talked about regularly in personal development arenas. It refers to an integration of belief with a change in behavior. In other words, if you truly believe in something, you must willingly change your behavior to achieve the results you desire....